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home : opinion : columnist December 11, 2019


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The Sequence Of Returns
What exactly is the “sequence of returns”? The phrase describes the yearly variation in an investment portfolio’s rate of return. 
Monday, December 9, 2019

The Season # 2
What do you call this season... In the past few years it... It has changed several times...
Sunday, December 8, 2019

Your Right Time, Your Right People
At times in the past, we’ve talked about writing down your ideas or recording them, so you can go back to them at a later date.  It’s valuable to do, because sometimes when an idea first comes to you, the time is not right to make it become a reality.
Friday, December 6, 2019

Hoyle Family Nativity Celebrates 14 Years
For thirteen years my (immediate) family and I have gathered at the home of my grandparents in observance of the real reason for Christmas… Jesus! Our family will hold its fourteenth live nativity at 1960 Highway 274, Cherryville NC 28021 on Monday, December 23rd and Tuesday, December 24th, 2019 from 6-8 p.m.
Tuesday, December 3, 2019

Getting To Yes
In almost every negotiation or transaction between two or more people, there is a way to get to “yes”.  One side or other – or both – may have to make concessions, but if the end goal in that moment is to finalize an agreement, then it’s worth it. 
Friday, November 29, 2019


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