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home : opinion : opinion January 20, 2020 

1 - Carolina Trust Bank

Leonard Wealth Management - 60th Year Anniversary!
In October 1959 Joseph “Joe” C. Leonard began Leonard Wealth Planning. In 1984, his son, Cain joined the firm. In 1994, the Leonard’s became an “independent financial firm” owning and operating what is known today as Leonard Wealth Management. 
Monday, January 20, 2020

All buildings have foundations... Not all foundations are the same... But all foundations are the support... Support of the building... Tall straight buildings last for years... But sometime the foundations need help...
Sunday, January 19, 2020

On a Knife's Edge, Together
To walk the edge of a knife and not cut your feet – that is a truly amazing thing.  To see over the edge of the curve and realize what’s coming – that is enlightening, frightening, exhilarating, and boring.
Saturday, January 18, 2020

Ending A Chapter In My Life
It is surreal to me that as a chapter of my life is ending in a few months, a new one is just beginning. As I start my next semester, I am reminded of the memories I share with many of my classmates, and how soon we will go our separate ways.
Thursday, January 16, 2020

Each year has 365 days... Each year starts off with good wishes... Happy New Year is a good start... Some celebrate the end of a year... Some celebrate the start of a new year... Some just sleep past... Past it all...
Sunday, January 12, 2020

Developing The Right Mindset
What’s your mindset?  The reason I ask, is because the right mindset is essential for your success.
Friday, January 10, 2020

Law Enforcement Appreciation Day
Thursday (Jan. 9th) is National Law Enforcement Appreciation Day.
Thursday, January 9, 2020

Self-Reflecting Questions
This month I am trying a different type of submission just to see which gets more feedback. I have recently seen that many bloggers ask some self-reflecting questions and thought maybe it was a good idea since it’s a new year.
Thursday, January 9, 2020

What's It All About?
Now that Lincoln County Commissioners have passed a resolution naming Lincoln a "Second Amendment Sanctuary," what--if anything--has changed?  We researched North Carolina's gun laws and offer the following commentary.
Wednesday, January 8, 2020

Holidays In Other Countries
Christmas for 2019 has come and gone, and now that it's 2020 everyone's going back to work or school ready to tell their friends and coworkers about the food, gifts, and traditions from their Christmas gatherings.
Wednesday, January 8, 2020

Creating A Retirement Strategy
Across the country, people are saving for that “someday” called retirement.
Monday, January 6, 2020

Starting Over
2020 is here... Did you start over... Do we ever start over... Can a human start over...
Sunday, January 5, 2020

Proposed Resolution: A Pointless Political Show
Lincoln County Commissioners will consider--and we believe unanimously pass--a resolution at their Monday night (Jan. 6th) meeting declaring Lincoln a "Second Amendment Sanctuary" county.

Saturday, January 4, 2020

Miss Hattie Wakefield & I Never Met
No, I never met Miss Hattie Wakefield, but if I had, I’m sure she and I would have been great friends.  Even though we were ages apart and centuries separated, we seemed to be cut from the same cloth.
Friday, January 3, 2020

By now, one assumes that most readers are already familiar with the events of late Thursday (our time, Friday there) in Iraq that marked an escalation in the conflict between the US and Iran.  Are we at war?  What next?
Friday, January 3, 2020

Christmas 2019
Well folks it is over... Christmas 2019 is in our past... Each of us had good and bad... Good and bad memories to save...
Sunday, December 29, 2019

Honoring The Titans Before You
When you have the opportunity, make time to honor the titans who went before you. This article was inspired by my first grade teacher.
Friday, December 27, 2019

Machines Are The Enemy
Amazing, isn't it?  We've been lured into believing that our jobs are being exported to China or Mexico or that immigrants are taking them; when the truth is--machines are the enemy!
Friday, December 27, 2019

The Meaning Of Christmas
A poem by Bill Ward about not forgetting the meaning of Christmas.
Wednesday, December 25, 2019

All That Grit Is Probably Glitter
You know the familiar crunch when you pick up the mail in December. All those holiday cards are full of more than good cheer. The cloud of glitter is inescapable.
Tuesday, December 24, 2019

Reducing The Risk Of Outliving Your Money
“What is your greatest retirement fear?” If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers.
Monday, December 23, 2019

Do You Believe In Angels?
Have you ever wondered if angels really exist? My friend Barbara Benson of Charlotte had an experience that made her believe it with no doubt. She told me this story.
Sunday, December 22, 2019

Christmas Joy
Christmas is many things... Many things to many people... Often it depends on your age... Sometimes it depends on your heart... Sometimes it depends on your pocketbook... Sometimes it depends on your health... But ALWAYS it depends on your brain...
Sunday, December 22, 2019

Laugh Your Way To Happiness
Almost everybody likes to be happy.  Not everybody, but almost.  The folks who never smile and look like they’re always sucking on lemons – you know who I’m talking about – those are the ones I try to stay away from.
Friday, December 20, 2019

Did You Say 'Class Of 2020' (Part 2)
The time has come to say goodbye to the first semester of the Class of 2020 senior year. Senior year is a little different from the previous school years.
Sunday, December 15, 2019

Different People, Over Time
People who started out with you years ago are not always the same people who will finish with you.  This can be true for businesses, friendships, families, organizations, or leadership teams.
Friday, December 13, 2019

Recipe File Full Of Food Gems, History
A while back I found myself rifling through my accordion file of recipes to find directions for making Autumn Fruit Salad. Of course it was in the last place I looked, but as I weeded through clippings and handwritten notes, I decided to thin the file.
Thursday, December 12, 2019

The Sequence Of Returns
What exactly is the “sequence of returns”? The phrase describes the yearly variation in an investment portfolio’s rate of return. 
Monday, December 9, 2019

The Season # 2
What do you call this season... In the past few years it... It has changed several times...
Sunday, December 8, 2019

Your Right Time, Your Right People
At times in the past, we’ve talked about writing down your ideas or recording them, so you can go back to them at a later date.  It’s valuable to do, because sometimes when an idea first comes to you, the time is not right to make it become a reality.
Friday, December 6, 2019

Hoyle Family Nativity Celebrates 14 Years
For thirteen years my (immediate) family and I have gathered at the home of my grandparents in observance of the real reason for Christmas… Jesus! Our family will hold its fourteenth live nativity at 1960 Highway 274, Cherryville NC 28021 on Monday, December 23rd and Tuesday, December 24th, 2019 from 6-8 p.m.
Tuesday, December 3, 2019

Getting To Yes
In almost every negotiation or transaction between two or more people, there is a way to get to “yes”.  One side or other – or both – may have to make concessions, but if the end goal in that moment is to finalize an agreement, then it’s worth it. 
Friday, November 29, 2019

Thanksgiving is many things... Many things to many people... What are you grateful for... Do you think about this... Do you realize your blessings...
Thursday, November 28, 2019

Thanksgiving: The Middle-Child Holiday
Poor Thanksgiving! Like a middle child, it languishes between two legendary partiers: Halloween and Christmas. Thanksgiving can scarcely compete.
Monday, November 25, 2019

Overlooked Tax Deductions For Small-Business Owners
Being a small-business owner isn’t easy. After all, balancing payroll, managing employees, drawing up marketing plans, and handling the bookkeeping can be stressful! Luckily, the Internal Revenue Service (I.R.S.) allows small-business owners to take some surprising deductions, which may help come tax time. 
Monday, November 25, 2019

Books Books Galore
An ideal day for me is sitting in my favorite chair with a good book and an endless supply of hot cocoa, so whether you're like me and just enjoy reading or if you're looking for something to give as a gift this season I've composed a list of great series and books that I love to get you through this winter.
Sunday, November 24, 2019

Making It Stick, PPSM Steps 6-8
This week, let’s look at the last three steps of the Practical Problem-Solving Model.
Friday, November 22, 2019

High School Football Playoff - A Community Happening
It’s high school football tournament time here in North Carolina. Attendance at high school athletic events could use a boost. With streaming devices in everyone’s pocket, there are lots of alternative ways to be entertained. But few, if any, have the same impact—or accomplish the same amount of good—as paying for a ticket and attending a high school tournament football game in person. Read this op-ed yourself and see why.
Thursday, November 21, 2019

Smoking: Largely Hidden But Still A Major Killer
For the 44th Great American Smokeout (GASO) on Thursday, November 21, 2019, the American Cancer Society is highlighting the hidden epidemic of smoking in some populations.
Monday, November 18, 2019

Think Thankful
November is a wonderful month... It is the month of thanks... Thanksgiving makes us think... Think about the important... Important stuff...
Sunday, November 17, 2019

Getting To The Root Of A Problem: Steps 3-5
Last week, we were talking about the “Eight-Step Practical Problem-Solving Method”, or PPSM for short. Step 1 was “Clarify the Problem”. Step 2 was “Break Down the Problem”. As promised, here are the next three steps.
Friday, November 15, 2019

Special Award Presented To Alex Patton
As a part of the program following Monday's Veterans Day Parade, the Veterans Council presented a special award to Lincoln County Veterans Service Officer Alex Patton.

Tuesday, November 12, 2019

Madison Weaver Amongst Herald's New Interns
Amongst our newest interns, Weaver, 18 and a senior at West Lincoln High School, is known for her “Moment with Madison” column. Weaver said recently that she is truly proud to be a farm girl. The Cherryville girl helps her grandfather on his local farm.
Tuesday, November 12, 2019

Ryan Luckman Among Lincoln Herald Interns
The East Lincoln High School senior is among The Herald’s new interns. Luckman is covering sports. Originally from Long Island, N.Y., Luckman moved to North Carolina when he was 5. He enjoys all athletic endeavors, and he aspires one day to work for ESPN.
Tuesday, November 12, 2019

Gracie Rickard Among Herald's New Interns
A senior at Cherryville High School, Rickard is among The Herald’s new interns. At CHS, she is much involved in sports. She has spent two years on the women’s tennis team and three in track and field.
Tuesday, November 12, 2019

Julliana Salvatierra Amongst Our Interns
Amongst our newest interns, Salvatierra, 17 and a senior at Lincolnton High School, is covering various topics for The Lincoln Herald. After high school, she plans on majoring in political science and eventually becoming an immigration lawyer.
Tuesday, November 12, 2019

Ashley Maddox Amongst Herald's Interns
A 16-year-old junior at East Lincoln High School in Denver, Maddox is among The Lincoln Herald’s newest interns. With her love of animals, Maddox plans after graduation to study veterinary science at a university, and she hopes one day to become a veterinarian at a zoo.
Tuesday, November 12, 2019

Annual Financial To-Do List
What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices.
Monday, November 11, 2019

Holiday Stress
Holidays will be here is no time... Memories dance in most heads... Fall usually has many memories... Holidays do that for people...
Sunday, November 10, 2019

8 Steps To Solving Problems
In working with different leaders over the years, at some point in our discussions, we’ve wound up talking about how to solve problems. One of the best processes out there is one that Toyota uses.
Saturday, November 9, 2019

"Damned If You Do, Damned If You Don't"
It may seem wrong but those who want to voice their objection to proposed changes in zoning and requests for conditional use permits at County public hearings need to understand--there are times when public opinion doesn't matter.

Thursday, November 7, 2019

Eighteen Years!
As of November 13, 2019 I will be an 18-year-old - a legal adult. It seems like yesterday I was just an 8-year-old with dreams as big as one could imagine. Just a few years ago I remember thinking it would be an eternity to get where I am now. Looking back, I feel like it all happened overnight. 
Tuesday, November 5, 2019

I Still Want My 'Saved' Hour Back
Is there anything more annoying than Daylight Savings Time? I woke up Sunday to realize that the rest of the world had fallen back and left me behind, or ahead, or…whatever.
Monday, November 4, 2019

Excitement In Salem Massachusetts
Ten years ago while they were on vacation, Tim Williams and his wife went on a ghost tour in Salem, Massachusetts. He told me they went to the Old Burying Point Cemetery, where they had been told the “hanging judge” of the Salem Witch Trials, John Hawthorne, was buried.
Sunday, November 3, 2019

You Are Not Alone
What happens when you fall in love... In love with a married person... Usually it happens when...  When you least expect it to happen...
Sunday, November 3, 2019

Every day, an unassuming occurrence adds and subtracts motions and emotions within our lives.  Just over a second away via light speed rails, movements and songs of a sphere determinedly keep their purposes, as the orb courses through the sky above us.
Friday, November 1, 2019

Ghost Season Is Back
Who’s had a ghostly experience? I asked that question recently while speaking to a local church group. Some bravely raised their hands, including myself.
Tuesday, October 29, 2019

How Medigap Choices Are Changing
Soon, two types of Medigap policies will no longer be sold. Seniors who enroll in Medicare in 2020 or later will be unable to buy Medigap Plan F or Plan C. These are the two Medicare Supplement policies that cover Medicare’s Part B deductible (currently $185).
Monday, October 28, 2019

What Is A Size 10 Anyway
In 1960 she was a size 10... Right out of high school... She was a size 10 with she married... Married her first husband... She even got back to a size 10 again... Again after both babies...
Sunday, October 27, 2019

Consequences Associated With Bullying
October is Bullying Awareness Month, and today's blog will be focusing on the types of bullying and some consequences associated with bullying. 
Saturday, October 26, 2019

Light filters through the tree tops and caresses our faces, as we greet the morning of the day.  The light transfers from its place of origin to our place of standing, splitting the time of what was just before, to what is now.  The times are different, but connected by an instance. 
Friday, October 25, 2019

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